Contact
Information needed at your loan application:
1. Copy of accepted earnest money contract or deed if refinancing.
2. Residence history for past two years with landlord addresses, if applicable.
3. Name and address of employers for past two years with W-2′s, 1099′s, etc.
4. One (1) month’s current pay-stubs showing gross monthly salary and all deductions.
5. Bank names, addresses, account #’s, balance of all accounts.
6. Last 2 bank statements on all checking, savings, investments, IRA, etc. accounts.
7. Names, addresses, account #’s, balance & monthly payments on all open charge accounts.
8. 12 months cancelled checks for mortgage or rent.
9. Addresses, loan info, and Lease Agreements on all other real estate owned.
10. Estimated value of all furniture, clothing, jewelry, and all other personal property.
11. Face and cash value of life insurance, retirement, and profit sharing accounts.
12. Certification of eligibility/DD-214, if applying for a VA loan.
13. Check for up-front fees, i.e. appraisal, credit report, etc. as requested by loan officer.
14. If self-employed, past two years income tax returns/schedules, YTD P&L Statement with Balance Sheet by CPA.
To expedite your loan application process, please gather ALL the above information and material, originals please, so that we may better assist you in obtaining the best mortgage for you. Now that you’ve done that, please scroll down and fill in the fields in the contact box, and I will contact you with information or to make an appointment with you. I appreciate the opportunity to do business with.
Mark Richards
DRE# 01839791
Loan Officer
Central City Mortgage, Inc.
